The Effects of Rising Mortgage Rates on the U.S. Housing Market

Effects of Rising Mortgage Rates on the U.S. Housing Market

Effects of rising mortgage rates on the u.s. housing market have become a significant concern, impacting everything from buyer behavior to home affordability. For homeowners, prospective buyers, and real estate investors, understanding how these rate increases shape the housing market is crucial for making informed decisions. At RubyPorch, we are committed to providing our clients […]

6 Adverse Effects of Climate Change on U.S. Real Estate

Climate change

Climate change is no longer a distant concern; it’s reshaping the U.S. real estate market today. At RubyPorch, we recognize that your home is not only a place to live but also one of your most significant investments. With rising sea levels, extreme weather events, and other climate-related shifts becoming more frequent, it’s essential for […]

Is there a rental crisis in America?

Is there a rental crisis in America

The American dream, often symbolized by owning a home with a white picket fence, is becoming increasingly elusive for many. As incomes fail to keep up with skyrocketing rent prices, the United States is grappling with a rental crisis of unprecedented proportions. The 30 percent threshold, long seen as a tipping point in housing affordability, […]

How to find housing in the USA for international students?

How to find housing in the USA for international students

Securing admission to a university in the United States is a significant achievement for international students, but finding suitable accommodation can be a daunting task. The USA offers a wide range of housing options for international students, including on-campus and off-campus choices such as private rooms, shared apartments, studios, and homestays. In this guide, we’ll […]

Is Miami housing more expensive than New York

Is Miami housing more expensive than New York

Miami and New York are two of the most iconic cities in the United States. While they both offer unique opportunities and experiences, many people wonder which city has a higher cost of living, specifically when it comes to housing. In this blog, we will take a closer look at whether Miami housing is more […]

What part of Miami is safest for tourists

What part of Miami is safest for tourists?

Miami is a popular tourist destination that attracts millions of visitors every year. With its beautiful beaches, vibrant nightlife, and diverse culture, it’s no surprise that people from all over the world flock to this sunny city. However, like any major city, Miami has its share of crime and safety concerns. So, what part of […]

Seven ways to improve your mortgage business in 2023

Seven ways to improve your mortgage business in 2023

As a mortgage lender, you are constantly searching for fresh approaches to boost output, produce new leads, and enhance the effectiveness and success of your company. Fortunately, you and your team of loan officers may achieve those targets in 2023 if you have the correct equipment and attitude. This article discusses seven crucial techniques to […]